Since nearly everything is now done on a computer including banking and even being paid via a service, I’ve been super worried about identity theft. I change my passwords once a month and make sure I don’t have personal information on sites. My husband is worse and he will not buy anything online that uses his credit card and if he has to he frets about it for the next month. He is super paranoid about giving out any kind of information when it comes to money and I’ve heard him on the telephone arguing with people when he has to pay for something like a bill, using his credit or debit card over the telephone. In a way I don’t blame him, but he has to understand that in this day and age, nearly everything is done this way or online.
He gets a credit report at least once every two months and even when he is assured his credit is good, he still only wants to pay for things with cash instead of using one of his cards. Sometimes this makes for some arguments also.
It is wise to know how to protect oneself from internet related fraud and also identity theft, and use credit monitoring as protection against theft. I wish my husband would sit down and get all the facts so he can make his life a bit easier and not worry so much. It is one thing to not be willing to change one’s ways, but it quite another thing not to at least get facts for protection and the safety of making sure he won’t be ripped off.